HealthMaharashtra0100 yrsUp to ₹1 Cr

Department of Health and Family Welfare, Government of Maharashtra

Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY)

You Get

Cashless treatment up to ₹1.5 lakh/family/year (extended to ₹2.5 lakh for critical conditions) at 5,248+ empanelled hospitals in Maharashtra; now merged with Ayushman Bharat for combined coverage up to ₹5 lakh for eligible families

Cashless per hospitalization up to ₹1.5–₹2.5 lakh per year

Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) is Maharashtra's flagship government health assurance scheme, providing cashless treatment to eligible families at government and empanelled private hospitals. Coverage is ₹1.5 lakh per family per year for most procedures; extended to ₹2.5 lakh for critical and life-threatening conditions like cancer, cardiac surgeries, and kidney disorders. In 2024, the scheme was merged with Ayushman Bharat PM-JAY, effectively giving eligible families a combined coverage of ₹5 lakh per year. Over 5,248 hospitals are empanelled as of 2026.

Am I Eligible?

Quick check — answer 3 questions

Is your age between 0 and 100 years?

Is your annual family income under ₹1 Cr?

Do you live in Maharashtra?

Benefit Details

Cashless treatment up to ₹1.5 lakh/family/year (extended to ₹2.5 lakh for critical conditions) at 5,248+ empanelled hospitals in Maharashtra; now merged with Ayushman Bharat for combined coverage up to ₹5 lakh for eligible families

Provided by Maharashtra Government

Payment Frequency

Cashless per hospitalization up to ₹1.5–₹2.5 lakh per year

Eligibility Criteria

Who Can Apply

Category A (priority): Families with Yellow, AAY, Annapurna, or Orange ration card from Maharashtra; Category B (general): All other Maharashtra families including APL — the scheme was expanded in 2023 to cover all residents; Aadhaar card is mandatory; not applicable for formal sector employees with existing government health schemes

Age Range

0 to 100 years

Income Limit

Up to ₹1 Cr / year

Residence Type

Rural & Urban (Both)

Required Documents

💡 Tip: Keep original documents and 2 photocopies ready. Self-attest all photocopies.

How to Apply

1

Check Eligibility on MJPJAY Portal

online

Go to jeevandayee.gov.in → "Beneficiary Information" → enter your ration card number or Aadhaar number → check if your family is already enrolled under Category A (ration card) or Category B (general). All Maharashtra families are now covered under Category B.

2

Get Aadhaar Card for All Family Members

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All family members who may need treatment must have Aadhaar cards. Visit your nearest UIDAI Aadhaar centre to update or get Aadhaar for elderly or children family members before a medical emergency occurs.

3

Visit an Empanelled Hospital

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For non-emergency: check the list of empanelled hospitals on jeevandayee.gov.in → "Network Hospitals" → filter by district, specialty, or procedure → choose and visit the hospital → approach the MJPJAY help desk (present in all empanelled hospitals).

4

MJPJAY Help Desk Verification

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At the hospital, the MJPJAY help desk officer verifies your Aadhaar biometrically and checks your eligibility on the portal. For Category A (ration card holders), verification is instant. For Category B (general), the hospital administrator approves based on Aadhaar and declaration.

5

Receive Cashless Treatment

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Once approved, you receive cashless treatment for the procedure — the hospital directly claims from the state health assurance fund. Get a MJPJAY authorization card/slip. For critical conditions (cancer/cardiac/renal), the limit extends to ₹2.5 lakh per year with prior approval.

Frequently Asked Questions

Category A (priority): Families with Yellow, AAY, Annapurna, or Orange ration card from Maharashtra; Category B (general): All other Maharashtra families including APL — the scheme was expanded in 2023 to cover all residents; Aadhaar card is mandatory; not applicable for formal sector employees with existing government health schemes. Available for individuals aged 0 to 100 years with annual income up to ₹1 Cr. Residence: Both Rural and Urban. Coverage: Maharashtra.

⚠️ Disclaimer: Information is compiled from official government sources for guidance purposes. Eligibility and benefits may vary. Always verify with the official portal or nearest government office before applying.

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