Ministry of Health and Family Welfare / National Health Authority
Ayushman Vay Vandana Card
Free health cover up to ₹5 lakh per year, covering pre-existing conditions like BP, diabetes, and heart disease from day one with no waiting period
An extension of Ayushman Bharat PM-JAY that gives every Indian citizen aged 70 and above free health insurance cover, regardless of income, caste, or existing pension status.
Am I Eligible?
Quick check — answer 3 questions
Is your age between 70 and 100 years?
Is your annual family income under ₹1 Cr?
Do you live in India?
Benefit Details
Free health cover up to ₹5 lakh per year, covering pre-existing conditions like BP, diabetes, and heart disease from day one with no waiting period
Provided by Central Government
Eligibility Criteria
Any Indian citizen aged 70 or above, verified through Aadhaar; available now in all states including West Bengal
70 to 100 years
Up to ₹1 Cr / year
Rural & Urban (Both)
Required Documents
💡 Tip: Keep original documents and 2 photocopies ready. Self-attest all photocopies.
How to Apply
Visit portal or CSC
online / offlineGo to beneficiary.nha.gov.in, or visit your nearest CSC, Ayushman Mitra desk, or Village/Ward Secretariat
Verify with Aadhaar
onlineComplete Aadhaar-based e-KYC verification with OTP or biometric
Fill senior citizen details
onlineConfirm age (70+) and family details
Card generation
onlineDownload or print your Ayushman Vay Vandana Card
Use for treatment
offlinePresent the card at any empanelled hospital for cashless treatment up to ₹5 lakh/year
Frequently Asked Questions
Quick Summary
Related Schemes
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana
Free cashless health cover up to ₹5 lakh per family per year for hospitalisation at 25,000+ empanelled hospitals
Janani Suraksha Yojana (JSY)
Cash assistance of ₹1,400 (rural) or ₹1,000 (urban) per institutional delivery for BPL pregnant women in Low Performing States; ₹700 (rural) or ₹600 (urban) in High Performing States; up to 2 live births
Mission Indradhanush
Free vaccination with 12 life-saving vaccines for children under 2 years and pregnant women — protects against Tuberculosis, Diphtheria, Tetanus, Pertussis, Hepatitis B, Polio, Measles, Rubella, Japanese Encephalitis, Typhoid, Pneumonia, and Diarrhoea; conducted through special vaccination camps in underserved areas
Rashtriya Vayoshri Yojana (RVY)
Free assistive devices for senior citizens: walking sticks, elbow crutches, walkers, wheelchairs, hearing aids, spectacles, artificial dentures, tripods/quadpods — with 1-year free maintenance; for seniors 80+ years, devices delivered at doorstep
⚠️ Disclaimer: Information is compiled from official government sources for guidance purposes. Eligibility and benefits may vary. Always verify with the official portal or nearest government office before applying.
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