Ministry of Rural Development
Lakhpati Didi Yojana
Skill training, low-interest SHG loans, and market linkage support to help each woman member earn ₹1 lakh or more per year
A Government of India initiative under the Ministry of Rural Development that trains and supports women in Self-Help Groups (SHGs) to build sustainable livelihoods and earn at least ₹1 lakh a year, working through the existing DAY-NRLM SHG network.
Am I Eligible?
Quick check — answer 3 questions
Is your age between 18 and 100 years?
Is your annual family income under ₹1 Cr?
Do you live in a Rural area?
Benefit Details
Skill training, low-interest SHG loans, and market linkage support to help each woman member earn ₹1 lakh or more per year
Provided by Central Government
Eligibility Criteria
Women who are members of a Self-Help Group (SHG) under DAY-NRLM/State Rural Livelihood Mission
18 to 100 years
Up to ₹1 Cr / year
Rural
Required Documents
💡 Tip: Keep original documents and 2 photocopies ready. Self-attest all photocopies.
How to Apply
Join a Self-Help Group
offlineEnroll in or join an existing SHG through your Gram Panchayat or Block Rural Livelihood Mission office
Get skill training
offlineAttend skill and livelihood training camps organised under DAY-NRLM
Access SHG credit
offlineApply for low-interest SHG bank loans through your group for a micro-enterprise
Start income activity
offlineSet up the chosen livelihood activity (dairy, tailoring, retail, drone services, etc.)
Track and graduate
offlineSHG facilitators track your annual income; once it crosses ₹1 lakh, you're certified as a Lakhpati Didi
Frequently Asked Questions
Quick Summary
Related Schemes
Beti Bachao Beti Padhao (BBBP)
No direct cash transfer — scheme focuses on social awareness campaigns, community mobilization, school enrollment drives for girls, self-defence training camps, gender sensitization programs, and Beti Bachao events; states link Beti Bachao with girl child scholarship schemes
Sukanya Samriddhi Yojana (SSY)
High interest rate of 8.2% p.a. (compounded annually); EEE tax benefit — 80C deduction (₹1.5 lakh/year) + tax-free interest + tax-free maturity; maturity amount used for girl's higher education or marriage after 18 years; guaranteed returns with no market risk; partial withdrawal (50%) allowed after age 18 for education
Pradhan Mantri Matru Vandana Yojana (PMMVY)
First pregnancy: ₹5,000 in 3 instalments (₹1,000 on early registration + ₹2,000 after 1st ANC check-up + ₹2,000 after child birth & first cycle of immunisation); Second pregnancy (girl child only): ₹6,000 one-time payment — all via DBT to Aadhaar-linked bank
Mukhyamantri Mahila Samman Yojana (Delhi)
₹1,000 per month via Direct Benefit Transfer to Aadhaar-linked bank account for registered Delhi women voters aged 18+ years; payments started from April 2025
⚠️ Disclaimer: Information is compiled from official government sources for guidance purposes. Eligibility and benefits may vary. Always verify with the official portal or nearest government office before applying.
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