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FinanceAll India

PM Jan Dhan Yojana

Financial inclusion for all households with zero balance account.

Key Benefits

Zero Balance Account + Insurance

Provided by Central Government

Eligibility Criteria

Who Can Apply

Any Citizen > 10 Years

Age Range

10 to 100 years

Income Limit

Up to ₹1 Cr / year

Residence Type

Rural & Urban (Both)

Required Documents

Aadhaar Card
PAN Card (Optional)

💡 Tip: Keep original documents and 2 photocopies ready. Self-attest all photocopies.

How to Apply

1

Gather Required Documents

Collect all necessary documents: Aadhaar Card, PAN Card (Optional).

2

Visit Official Portal or CSC

Go to the official government website or your nearest Common Service Centre (CSC) to access the application form.

3

Fill the Application Form

Complete the application form with accurate personal details. Use NagrikAI Form Assistant for field-by-field guidance.

4

Submit & Get Acknowledgment

Submit your application online or at the office. Keep the acknowledgment receipt and application number for tracking.

5

Track Your Application

Use the application number to track status on the official portal or through NagrikAI's tracking tool.

Frequently Asked Questions

Any Citizen > 10 Years. The scheme is available for individuals aged 10 to 100 years with annual income up to ₹1 Cr. Residence: Both Rural and Urban. Available in: All India.

Quick Summary

CategoryFinance
BenefitZero Balance Account + Insurance
CoverageAll India
Age10100 yrs
Income Limit₹1 Cr
ResidenceAny
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⚠️ Disclaimer: Information is compiled from official government sources for guidance purposes. Eligibility and benefits may vary. Always verify with the official portal or nearest government office before applying.