FinanceAll India10100 yrsUp to ₹1 Cr

PM Jan Dhan Yojana

You Get

Zero Balance Account + Insurance

Financial inclusion for all households with zero balance account.

Am I Eligible?

Quick check — answer 3 questions

Is your age between 10 and 100 years?

Is your annual family income under ₹1 Cr?

Do you live in India?

Benefit Details

Zero Balance Account + Insurance

Provided by Central Government

Eligibility Criteria

Who Can Apply

Any Citizen > 10 Years

Age Range

10 to 100 years

Income Limit

Up to ₹1 Cr / year

Residence Type

Rural & Urban (Both)

Required Documents

💡 Tip: Keep original documents and 2 photocopies ready. Self-attest all photocopies.

How to Apply

ℹ️ Scheme-specific steps are coming soon. These are general guidelines — use AI Guidance for personalized help.

1

Gather Required Documents

offline

Collect: Aadhaar Card, PAN Card (Optional).

2

Visit Official Portal or CSC

online

Go to the official government website or your nearest Common Service Centre (CSC) to access the application form.

3

Fill the Application Form

online

Complete the form with accurate personal details. Use NagrikAI AI Assistant for field-by-field guidance.

4

Submit & Get Acknowledgment

online / offline

Submit online or at the office. Keep the acknowledgment receipt and application number for tracking.

5

Track Your Application

online

Use the application number to track status on the official portal.

Frequently Asked Questions

Any Citizen > 10 Years. Available for individuals aged 10 to 100 years with annual income up to ₹1 Cr. Residence: Both Rural and Urban. Coverage: All India.

Quick Summary

CategoryFinance
CoverageAll India
Age10–100 yrs
Income Limit₹1 Cr
ResidenceAny
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Last verified: April 2026

⚠️ Disclaimer: Information is compiled from official government sources for guidance purposes. Eligibility and benefits may vary. Always verify with the official portal or nearest government office before applying.